Terms of Service

1. Scope

These Terms of Service apply to the use of spleven, including its landing page, web app, and guest-access features.

The provider of the service is Maxmilian Wetzel, [please complete the address and contact details in the legal notice].

2. Service description

spleven is a web-based tool for organizing shared expenses. Users can create accounts, use guest access, manage groups and friendships, record expenses, calculate splits, scan receipts, and review balances.

spleven is currently free to use. We reserve the right to introduce paid features in the future. We will notify you in advance of any material changes to the pricing model.

Important: spleven is not a payment service provider, not an e-money institution, and does not provide financial or banking services. Spleven merely calculates internal splits and settlement balances. Any actual cash flows, money transfers, or payments to settle balances happen entirely outside the platform (e.g., via direct bank transfers, cash, or third-party payment services like PayPal).

3. Beta status and availability

Unless stated otherwise, spleven may operate in whole or in part as a beta or test service. No entitlement exists to uninterrupted availability or to any specific feature set.

We may modify, expand, limit, or discontinue features, provided that mandatory consumer protection rights under applicable European Union or member-state law are not infringed.

4. Registration and access

Use of spleven requires a minimum age of 16. Users under 16 may only use spleven with the explicit consent of a parent or guardian.

Access may be offered through regular accounts, Google Sign-In, or guest accounts.

• You must provide accurate information when registering.
• You are responsible for keeping your login credentials secure.
• You may not misuse your account or allow unauthorized access by third parties.
• Guest accounts may be limited in functionality and may become unrecoverable if you do not keep the recovery code.

5. User obligations

You are responsible for ensuring that your entries are lawful, accurate, and fair toward other participants.

• Do not submit unlawful, abusive, or misleading content.
• Do not upload or process third-party data without authorization.
• Do not misuse invite links or guest features.
• Do not interfere with the platform or circumvent security measures.

You remain solely responsible for the factual accuracy of expenses, splits, balances, and real-world payments between participants.

6. No financial, tax, or legal advice

spleven is intended only as an organizational tool for shared expenses. Balances, conversions, and suggestions shown in the app do not constitute financial, tax, legal, or accounting advice.

Exchange rates, receipt-scan results, and AI-generated outputs may be incomplete or inaccurate and must be checked by you.

7. User content

You retain your rights in the content you enter. To the extent necessary to operate spleven, you grant us a non-exclusive right to store, process, and display that content within your groups or shared contexts.

This right is limited to the purpose of operating the service and presenting shared-expense data correctly.

8. Suspension and termination

We may temporarily restrict or suspend access where there are concrete indications of misuse, security risks, or material breaches of these terms.

You may close your account using the settings provided. Upon closure, your personal profile identifiers are deleted, but your expense entries, splits, and group history are permanently anonymized (assigned to a generic "Former Member" name) and retained to protect data integrity and ensure balance correctness for the remaining group members.

9. Liability

We are liable without limitation for intent and gross negligence, and for injury to life, body, or health.

In cases of ordinary negligence, we are liable only for the breach of an essential contractual obligation, meaning an obligation whose fulfillment is necessary for the proper performance of the contract and on whose observance you may regularly rely. In that case, liability is limited to the typical foreseeable damage.

Liability under the German Product Liability Act and other mandatory statutory provisions remains unaffected.

To the extent permitted by law, liability is otherwise excluded. In particular, we do not guarantee that calculations, scan results, or exchange rates will always be complete, correct, or current.

10. Changes to these terms

We may update these terms for future cases where there is an objective reason to do so, for example due to service improvements, legal changes, or security requirements.

We will notify you of material changes in advance by email or by a prominent notice in the app. You have the right to object to such changes. If you do not object within four weeks of receiving the notification, the updated terms will be deemed accepted.

11. Governing law

These terms are governed by the laws of the Federal Republic of Germany, excluding the UN Convention on Contracts for the International Sale of Goods.

If you are a consumer habitually resident in another member state of the European Union, mandatory consumer protection rules of that state remain unaffected.

12. Dispute resolution

The European Commission provides an Online Dispute Resolution (ODR) platform, accessible at: https://ec.europa.eu/consumers/odr

We are not obliged and not willing to participate in dispute resolution proceedings before a consumer arbitration board within the meaning of the German Consumer Dispute Resolution Act (VSBG).